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Monday, February 06, 2012

Contact

If you have any questions or comments, feel free to e-mail or call.
 
Home Team Funding
a division of Pinnacle Capital Mortgage Corp NMLS 81395
15640 NE Fourth Plain Blvd
suite 200-20
Vancouver, WA 98682
Office: 360-993-5800
Fax: 360-326-1587               

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Gabe Terreson
Mortgage Advisor/Branch Manager
MLO# 146923

“You can have everything in life you want if you can just help enough other people get what they want” -- Zig Ziglar

 In Gabe's words...

I am blessed with an amazing family. I’ve been with my wife Kim since we met in 1996 in Whitefish, Montana. Our two boys, Gage and Cole, could not be more different from one another. One looks like his mom and acts like his dad while the other looks like his dad and acts like his mom.

As a husband, life is great if my wife is happy. My job description is to love, cherish, honor, protect and respect her. If I do a good job, all is well. If not, I’m not happy until I improve my performance. As a father, I do my best to prepare my boys for what the world will throw at them while also having as much fun as we possibly can.

We love to go on adventures of all kinds, enjoy family movie nights, visiting with friends throughout the Northwest, and rooting for the Seattle Mariners and Seattle Seahawks. We spent two amazing years at the Oregon Coast as I worked remotely, exploring every beach and trail we could find from Astoria to Bandon.

At every opportunity during every day life we replace fear, doubt and worry with bravery, hope and faith. We believe that life is a series of choices and that there is a correct response to all situations, even while experiencing challenges. We believe it’s a great life and encourage others to follow their dreams and passions.

Fun is the best thing to have. Live well.

Gabe…

  • Created his first entrepreneurial venture at the age of 8 in San Francisco.
  • Learned the value of referrals as a paper boy at age 12 in Hawaii.
  • Harnessed available technology to explode his lawn and garden business at the age of 15 in Seattle.
  • Obtained his real estate license at the age of 20.
  • Began his career in the mortgage industry as a Loan Officer at the age of 21 and achieved the President’s Club for closed loan volume his first year in the business.
  • Loves the mortgage industry.

The right approach to mortgage lending

Mortgages are confusing and come with their own language. I help clients eliminate the mortgage clutter and break down the complex into simple and easy to understand terms.

It’s important to take the right approach towards your mortgage loan. A mortgage is the largest debt that most people will ever have in their lifetimes. Therefore, it’s important to think of a mortgage as a financial tool that should be integrated into a larger overall financial plan. This approach can potentially save you thousands of dollars.

As a lending professional, I have two primary roles:

1. Help buyers get into the best possible position to qualify for their mortgage. I have a firm belief that everyone qualifies for a mortgage loan. However, sometimes mortgage lending guidelines firmly disagree. When this happens, I advise prospective home buyers on the specific steps needed to qualify for any type of home loan, and how long those steps might take.

For those that do qualify, there may be potential to improve their interest rate or loan program. If this is the case, we’ll talk about what actions to take in order to be in the best possible position to obtain the very best financing.

2. I educate and inform my clients, empowering them to make great decisions about the type of home mortgage they obtain. More significantly, I assist my clients in designing the perfect mortgage that is right for them, not for the bank. There are literally hundreds of ways in which a mortgage can be structured. Unlike other lenders, I can offer options that give my clients the ability to choose their own interest rate, help them make decisions about whether to include taxes and insurance in the payment, if it’s wise to pay mortgage insurance with less than 20% down, or if it makes sense to pay closing costs or not.

Some loan programs have restrictions while others do not. Understanding your options and how different loans work makes a big difference. Take the approach of being empowered with good information in order to design the perfect mortgage for your unique situation. This will result in you having a customized mortgage plan which can save thousands or even tens of thousands of dollars over the course of your loan.

 

Professional Experience with a passion for his work

During his 16-year mortgage career, Gabe has been a consistent top performer as a Loan Originator, Mortgage Advisor, Sales Manager and Branch Manager, having had an ownership or management capacity in a mortgage company since 2000.

An expert in mortgage lending guidelines, Gabe is knowledgeable in the Fannie Mae and Freddie Mac Selling Guides, the HUD 4155 Handbook, and the VA Lender’s Handbook, as well as the specific Underwriting Guidelines for hundreds of different loan products offered by various mortgage lenders. This knowledge has allowed Gabe to help his clients obtain financing countless times over the years when other lenders couldn’t perform due to their Loan Officers not having such detailed knowledge and understanding of lending guidelines.

As a Mortgage Professional, Gabe seeks out excellence as a rule while training others in the business to raise their own level of expertise. As a result of Gabe’s commitment to serving his clients and business partners with the highest degree of ethical standards, he has reputation for doing the right thing, while giving an exceptionally high level of professional guidance to clients while serving his referral partners in such a way that helps them build their business.

Gabe stays on the professional cutting edge by attending national seminars, brainstorming with other industry thought leaders, and daily tracking financial markets.

               

Tony Jacobs -- Mortgage Advisor MLO 63443


Phone: 360-904-4440

Email: tony@hometeamfunding.com      

 


Years of experience in strategic thinking and need assessment.
National experience in dynamic consulting and creative leadership.
Top Graduate of Loan Officer University
Recipient of First Horizon University “Best of Class” Award
LendingTree “Gold Leaf” Award Recipient for Outstanding Achievement


With over two decades serving people needs in the profit and non-profit sectors, Tony has proven coaching skills in leadership development, the role of media in leadership and development work, strategic marketing strategies, planning, programs and services, and publishing issues.  Most significant, Tony was part of a problem solving think tank whose consultation directly affected millions of consumers.

Entering into the mortgage industry in 2005, Tony quickly gained trust and admiration of his peers, receiving the national “Best of Class” award for new originators from his employing bank in his first year. As a mortgage advisor, Tony has worked for national banks, independent brokers and for regional lenders. Through the implosion of 2008 Tony used his knowledge of the mortgage and real estate industries to consult consumers on their personal legal rights, options and procedures concerning the housing crisis. Recognizing his strong moral character and high integrity several mortgage companies pursued Tony, while he finally joined Gabe Terreson’s Home Team Funding.

A dedicated father, Tony has two teenagers who are smart, creative, and talented. Together, they have a passion for playing and listening to great music. Tony enjoys all the great things the Pacific Northwest has to offer, especially the great hiking opportunities, our mountains and our distinctive coastal areas.

In His Own Words
I am excited to have the opportunity to apply my decades of experience of need assessment, strategic thinking, effectively creative leadership, and consulting skills to meet your needs, goals and dreams towards home financing. My highest priority is to give you exceptional service in supporting your home buying decisions. I am intent to get the loan that is right for you. I endeavor to attentively listen to your needs and desires, finding the best program for your unique situation. I look forward to creating a lasting relationship with you from first home to dream home.

People Are Talking…

“I could not give anyone a higher recommendation than Tony Jacobs. There is no one more loyal or trustworthy. I remember a customer came in who was very upset with another sales person. Tony was able to calm him down and win him over. Not only did the client close his loan with us, but he switched all of his financial services to our company. Clients love to work with this guy!” ~ Matt, President at Vancouver Lending

“Tony was proactive, professional; detail oriented and went above the call of duty.” ~ Paula, Client, Portland OR

"Tony, thanks for all your help and professionalism on our refi."   ~ Kevin & Susan, Clients, Vancouver WA

“We were amazed with Tony’s attentiveness and communication. He was always on top of the situations with our new home and our rental.” ~ Pat & Lisa, Clients, Boise ID

"Tony helped us get into our first home... and we love it!"   ~ Kevin & Melanie, Clients, Portland OR

"We appreciate Tony's help in providing us with great customer service. He was very patient with our numerous questions."   ~ Ryan & Wendy, Clients, Vancouver WA

“Just wanted to send a note to say THANK YOU for all your help and amazing hard work in getting us qualified for a loan for our new home.”  ~ Drew & Laurie, Clients, Tualatin OR

  “Things went great until my printer broke at home. But Tony drove out here and took care of the extra paper                                  work. Thanks Again!”  ~ John & Milva, Clients, Beaverton OR

"I appreciate your help with the refi and the new house, your complete competence made that part easy for me and for that I am thankful. It was one less thing for me to worry about and it also allowed me to get a few financial things wrapped up I'd been slowly working on for over 10 years. It just all kinda came together at once. All started with me dropping in on that Monday. After that it’s been easy."   
~ Trevor & Judith, Clients, Vancouver WA

“Tony has always impressed me. He has a very good character, both personally and business wise.”
~ Daniel, Chief Operations Officer at Mortgage Company.

“My wife and I would like to thank you for the time and effort that you took into getting us our first home. It has been a pleasure and quite an experience working with you.” 
~ Jean-Claude & Natassah, Clients, Seattle WA

Professional Experience with Passion for his work!


Recipient: First Horizon University, “Best of Class” Award.

 


The Best of Class Award is given to the most outstanding loan officer from the College of Loan Origination who achieves the most exemplary performance nationally in their initial year of origination. Additionally, Tony was voted “Most Likely To Succeed” by his fellow classmates.

 

Recipient: LendingTree “Gold Leaf” Award.
The Gold Leaf Award is the cornerstone of a LendingTree sponsored loan officer certification program recognizing outstanding loan officers, only presented to an elite group who have provided exemplary service to their clients.

Recipient: Zillow All-Star Award.
A Zillow All-Star is a recognized top contributors of the Zillow community. All-Stars are active Zillow users who share their real estate knowledge and help others by contributing high-quality                                         content.

 

As a Mortgage Professional, Tony seeks out excellence as a rule As a result of Tony’s commitment to serving his clients and business partners with the highest degree of ethical standards, he has reputation for doing the right thing, while giving an exceptionally high level of professional guidance to clients while serving his referral partners in such a way that helps them build their business.


     



    


 

                                                                             

Gabriel A. Terreson - Branch Manager MLO 146923
Phone: 360-993-5800
Direct: Equal Housing Lender
 
 

 
Home Team Funding, a division of Pinnacle Capital Mortgage Corp.
15640 NE Fourth Plain Blvd, Suite 200-20
Vancouver, WA 98682 US
Fax: 360-326-1587
 
 
 
 
 
OR NMLS 81395 | WA CL-81395
 
 

 

Gabriel A. Terreson - Branch Manager MLO 146923
Home Team Funding, a division of Pinnacle Capital Mortgage Corp.
Ph: 360-993-5800  -  Fax: 360-326-1587
15640 NE Fourth Plain Blvd, Suite 200-20
Vancouver, WA 98682
OR NMLS 81395 | WA CL-81395
www.hometeamfunding.com

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